Terms of use
Last updated October 2026
By buying or using our guides, you agree to these terms.
Educational information only
Our guides provide general educational information. They are not legal, medical, mental-health, financial or other professional advice, and reading one does not create a professional relationship between you and us. Laws and circumstances vary, and information can become out of date. Consult a qualified professional about your situation. Never ignore or delay professional advice because of something you read in a guide. In an emergency, call your local emergency number.
License
When you buy a guide, we give you a personal, non-exclusive, non-transferable license to download, store and print it for yourself and your household. You may not resell, share publicly, upload, or otherwise distribute the guide or its contents without our written permission.
Ownership
We own the guides and their content. These terms do not transfer any ownership to you.
Payments and refunds
Prices are in U.S. dollars. Payments are processed by a third-party processor. Refunds are governed by our refund policy.
No warranty
Guides are provided "as is". We work to keep them accurate, but we do not guarantee that they are complete, current or suitable for your situation, or that using them will lead to any particular result.
Limitation of liability
To the fullest extent the law allows, we are not liable for indirect, incidental or consequential damages arising from your use of the guides, and our total liability for any claim is limited to the amount you paid for the guide.
Governing law
These terms are governed by the laws of Florida, without regard to conflict-of-law rules.
Changes
We may update these terms. The version on this page when you buy applies to that purchase.